MyRetireHub Guides
All Articles
Honest, arithmetic-first guides to retirement. Every article shows its assumptions, runs real numbers, and tells you where the estimate stops being reliable.
Retire at 60: Savings Needed, 4% Rule Worked Out
Three spending profiles turn into three concrete targets. See what $35k, $55k, and $75k of annual spending each demand — and how guaranteed income trims the number.
FIRE Savings Rate: Years to Independence, Decoded
A savings rate of 10% is not a decade away from freedom. See why the road from 10% to 50% is five times shorter than the arithmetic in your head suggests.
4% Rule: Safe Withdrawal Rate, Trinity Study Facts
What the 4% rule actually assumes, how it handles inflation and sequence-of-returns risk, and an honest case for the 3% crowd.
How Much to Save Monthly for Retirement
Starting at 25, 35, or 45, what a monthly contribution buys you by age 67 on a realistic 6–7% return, plus the savings-rate framing that flips the conversation.
Social Security Retirement: Cut Your Savings Goal by More
Guaranteed income is not a bonus on top of your target — it subtracts from it. Walk through the $50k spending case that drops the nest egg to $800k.